Side-by-side comparison

    WAYG vs Collective.

    Built for businesses of one. Until you're not one. Collective does S-corp basics well for solopreneurs. WAYG is built for owners with a team, real revenue, and decisions that need a human who knows the numbers, not just automated books.

    Onboarding
    14 days
    Dedicated advisor
    Yes
    Setup fee
    $0

    Free 14-day trial · No credit card · Migration handled by us

    At a glance

    Two very different
    operating models.

    Recommended

    WAYG

    From $1,549/mo all-in: bookkeeping, business and personal tax, payroll for your team, advisory, and a live portal. Built for $500K to $10M+ operations.

    Collective

    $349/mo, or $296/mo billed annually, plus a $199 onboarding fee. S-corp formation, monthly bookkeeping, owner payroll, and business taxes for businesses of one.

    Feature by feature

    A transparent look at
    how we stack up.

    Feature
    WAYG
    Collective
    Built for
    Teams, $500K to $10M+ revenue
    Businesses of one
    Books cadence
    Weekly on Advisory, 48h on Executive
    Monthly
    Payroll
    Your whole team (up to 25 on Advisory)
    Owner payroll
    Entities
    Up to 3 on Advisory, unlimited on Executive
    Single S-corp focus
    Business + owner personal returns
    Quarterly tax strategy sessions
    Fractional CFO & board reporting
    Included on Executive
    Industry accounting (WIP, job costing)
    Custom apps built for your operation
    Bilingual (English + Spanish)
    Miami office + virtual nationwide
    Virtual only
    Why clients switch from Collective

    Three reasons the
    move pays for itself.

    01

    You stopped being a business of one

    The first employee, the second entity, the first $1M year. Collective's model is built around one owner; WAYG is built around an operation, with payroll, entities, and advisory that scale with it.

    02

    A team that answers, not a queue

    Your dedicated advisor and bookkeeper know your file. Monthly reviews on Advisory, weekly cadence on Executive, and a one-business-day response promise in writing.

    03

    Software built around you, not the reverse

    Live dashboards, cash-flow forecasts, and custom apps built for how your business actually runs, on top of the QuickBooks file you already own.

    Ready when you are

    Ready to switch from Collective?

    Free 14-day trial. No credit card. Migration handled by us, bank feeds, prior returns, and payroll history.

    14 days · No card · Keep the deliverables