Accounting · Payroll · Taxes · Advisory

Why are you guessing?

Books, payroll and taxes in one place, so you know where you stand every morning. No guessing, no surprise bill in April. You set the goal. We do the work that gets you there.

Free 14-day trial · no card · Published pricing · English and Spanish

4.7 on Google, 46 reviews

    Comparison · updated November 2026

    The Collective alternative for owners who outgrow businesses of one.

    Collective is good at what it is built for: one owner, no employees, automated books, S corp savings. WAYG is what comes next. A named accounting team for companies with payroll, entities, and real decisions, at published prices, in English y Español.

    Named team on every planBooks closed by the 15thOwner return included
    Side by side

    Both sides, published prices.

    Collective, published Nov 2026
    WAYG
    Built for
    "Businesses of one": a single owner, no team
    Owner-operated companies, including employees, multiple owners, and multiple entities
    Monthly price
    $199 LLC plan · $349 S Corp plan, 15% off billed yearly
    $1,549 Core · $3,950 Advisory · $7,950 Executive, everything included
    Your personal return
    Basic return included; standard and advanced returns are paid annual add-ons
    Owner return included on every plan; one-time from $250 without a plan
    The business return
    Form 1120-S on the S Corp plan
    1120-S, 1120, and 1065 included by plan; one-time from $800 LLC, $1,200 corporations and partnerships
    Payroll
    $15 per employee and $5 per contractor per month, on the S Corp plan
    2 employees + 2 contractors included on Core, more by plan
    Books cadence
    Automated monthly bookkeeping
    Closed and reconciled by the 15th on Core, weekly on Advisory, every 48 hours on Executive
    Who answers you
    Email support; a dedicated account manager on the S Corp plan
    A named team on every plan, English y Español, with live calls
    Sales and use tax
    Not listed on the published plans
    Filed in 1 state on Core, 3 on Advisory, 5 on Executive
    Free trial
    Not published
    14 days on your real books, no card, keep the work
    If you ever leave
    Not published
    Your books exported in full within 5 business days, software stays in your name

    Built for

    Collective: "Businesses of one": a single owner, no team

    WAYG: Owner-operated companies, including employees, multiple owners, and multiple entities

    Monthly price

    Collective: $199 LLC plan · $349 S Corp plan, 15% off billed yearly

    WAYG: $1,549 Core · $3,950 Advisory · $7,950 Executive, everything included

    Your personal return

    Collective: Basic return included; standard and advanced returns are paid annual add-ons

    WAYG: Owner return included on every plan; one-time from $250 without a plan

    The business return

    Collective: Form 1120-S on the S Corp plan

    WAYG: 1120-S, 1120, and 1065 included by plan; one-time from $800 LLC, $1,200 corporations and partnerships

    Payroll

    Collective: $15 per employee and $5 per contractor per month, on the S Corp plan

    WAYG: 2 employees + 2 contractors included on Core, more by plan

    Books cadence

    Collective: Automated monthly bookkeeping

    WAYG: Closed and reconciled by the 15th on Core, weekly on Advisory, every 48 hours on Executive

    Who answers you

    Collective: Email support; a dedicated account manager on the S Corp plan

    WAYG: A named team on every plan, English y Español, with live calls

    Sales and use tax

    Collective: Not listed on the published plans

    WAYG: Filed in 1 state on Core, 3 on Advisory, 5 on Executive

    Free trial

    Collective: Not published

    WAYG: 14 days on your real books, no card, keep the work

    If you ever leave

    Collective: Not published

    WAYG: Your books exported in full within 5 business days, software stays in your name

    Collective plan details and prices are from collective.com/plans-and-pricing as read in November 2026, plus their published add-on terms; they can change on Collective's side, and we update this page when they do. Collective is a trademark of Collective Hub, Inc. WAYG is an independent firm, not affiliated with or endorsed by Collective.

    The turning point

    Five signs you have outgrown it.

    1

    You hired your first employee

    Payroll, workers comp, and employer filings change the job from automation to judgment.

    2

    A second owner or a second entity arrived

    Partnerships and multi-entity groups need returns and books that talk to each other.

    3

    Inventory, jobs, or locations entered the picture

    Automated categorization stops being enough when profit lives in the details.

    4

    A lender asked for financials

    Loan packages need closed, reconciled statements someone will stand behind.

    5

    You want one team that knows your file

    Not a different name in the inbox each time, a team that answers by name within hours.

    Switching

    A two-week project, not a leap.

    Step 1

    We read first

    Send last year’s return and your latest close. We tell you in writing what we would do differently, before any commitment.

    Step 2

    The price in writing

    If the books are behind, catch-up is quoted in writing from $2,500 per year behind. No surprise invoices, ever.

    Step 3

    The trial runs on your real books

    14 days, no card. We close a real month and you keep the work whether or not you stay.

    Two ways to get this

    Pay once, or make it monthly.

    One-time work

    from $250

    One-time work at published prices: personal returns from $250, LLC returns from $800, catch-up bookkeeping quoted in writing.

    Part of the subscription

    from $1,549 /mo

    Bookkeeping and taxes together: books closed by the 15th and returns filed by the same team, one monthly fee.

    The monthly plans: Core $1,549 · Advisory $3,950 with a weekly close · Executive $7,950 closing every 48 hours.

    Questions

    The switch, asked plainly.

    Is WAYG a good alternative to Collective?+

    It depends on the business. Collective is built for businesses of one: a single owner, automated bookkeeping, and S corp tax savings. WAYG is built for owner-operated companies that have grown past that: employees on payroll, more than one entity or owner, inventory or jobs, and an owner who wants a named team rather than a support inbox. If you are a true business of one on a tight budget, Collective fits. If you have outgrown it, that is exactly who WAYG serves.

    How is WAYG different from Collective?+

    Three structural differences. First, scope: WAYG serves companies with employees, multiple owners, and multiple entities, not only businesses of one. Second, the model: every WAYG plan comes with a named team that closes your books by a stated deadline, answers in English or Spanish, and files your taxes, with the owner return included rather than sold as an add-on. Third, pricing: every WAYG price is published, including one-time work, so you know the number before you call.

    Can WAYG take over my S corp mid-year?+

    Yes. We request access to your books and payroll, read what is there, and give you a written plan with a written price before any work starts. If the books are behind, catch-up bookkeeping is quoted in writing, from $2,500 per year behind. The 14-day free trial runs on your real books, no card, and you keep the closed month either way.

    What does switching cost?+

    The trial is free for 14 days with no card. If you join, plans start at $1,549 a month with bookkeeping, the business return, the owner return, and payroll for 2 employees and 2 contractors included. If your books need catch-up first, that is quoted in writing before we begin, from $2,500 per year behind. There is no onboarding fee.

    Does WAYG work with multi-member LLCs and partnerships?+

    Yes. Partnerships (Form 1065), S corporations (1120-S), C corporations (1120), and multi-entity groups are core work at WAYG. One-time business returns start at $800 for an LLC and $1,200 for corporations and partnerships, and the monthly plans carry one entity on Core and up to three on Advisory.

    Comparing other services? Every WAYG price is published here.

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