How is WAYG different from my current CPA?

Three differences. (1) Flat monthly subscription, no surprise bills, no clock-watching. (2) Proactive quarterly planning sessions baked in, not extra. (3) Bilingual team operating in all 50 states, with a tax strategist, bookkeeper, and CFO-level advisor on every $500K+ account. Most filing-only CPAs only talk to you once a year.

Do I need to switch in the middle of the year?

Mid-year is actually the best time to switch. We pull your books, file extensions if needed, brief you on what your previous CPA missed, and have time to execute year-end strategies before December 31.

How do you handle multiple entities and states?

Multi-entity is our specialty. We map ownership structure, allocate income correctly across entities, file all required federal and state returns (including composite and pass-through entity tax elections), and monitor nexus exposure as your operation grows. One point of contact, one bill, one strategy across every entity.

How much can high-income tax planning save me?

For operators past $500K, entity structure, compensation design, and quarterly projections routinely surface five figures a year. Savings come from proactive planning, not aggressive positions. We show you the math for your numbers before you pay us a dollar.

Do you help with stock options, RSUs, and equity comp?

Yes, for both founders and W-2 high earners. We handle ISO/NSO exercise timing, 83(b) elections, AMT planning, RSU vest tax withholding gaps, ESPP optimization, and strategies to manage concentration risk and minimize taxes on equity events.

How do you help with state taxes for high-income clients?

Residency analysis, allocation of income between states, timing of moves (the day-count test matters), and strategies for remote work. Especially valuable for clients in California, New York, and New Jersey considering or executing a move to Florida, Texas, Tennessee, or other no-income-tax states.

For $500K+ Business Owners

Tax strategy for
serious operators.

For operators past $500K, entity structure, compensation design, and quarterly projections routinely surface five figures a year. We show you the math for your numbers before you pay us a dollar.

Focus

Multi-entity

Coverage

All 50 states

Cadence

Quarterly reviews

Book a strategy call Estimate my savings

Returns prepared and signed in house by an IRS registered tax preparer

Where the money goes

Every dollar,
allocated on purpose.

A real look at how $500K+ operator income should flow across entities, retirement, and reinvestment.

Owner Income Allocation Strategy

Operating Distributions

50%

Reinvestment

12%

$500K+

Monthly

Tax Savings

20%

Retirement Stacking

18%

Four pillars

What we execute
for every operator.

The four workstreams that drive the majority of the savings for $500K+ business owners.

Entity Structure Optimization

When to upgrade LLC → S-corp → S-corp + holding company → C-corp + family LP. Decision framework by revenue, risk, and growth plan.

Compensation Strategy

Reasonable W-2 salary vs. distributions, fringe benefits, accountable plans, and retirement plan stacking for owner-operators.

Year-End Tax Moves

Cost segregation on real estate, Section 179 / bonus depreciation, R&D credits, and retirement plan funding before December 31.

Multi-State Planning

Nexus exposure, residency planning, and state-specific incentives, critical for owners operating across multiple states.

Industry-specific tax strategy

Construction & Contractors Salons & Barbershops Mortgage Brokers Real Estate Brokerages

We also serve

High-income W-2
professionals.

Most of our business owners also carry equity comp, 1099 income, or rental portfolios, we handle the overlap.

W-2 executives with significant equity compensation

Stock-option holders facing concentrated wealth + AMT exposure

Consultants and contractors with 1099 income

High-earning real estate investors

Layered by design

Multi-layered
tax strategy.

Every layer works with the others. That's where the compounding savings come from.

Tax Protection

Maximize deductions & credits

Automation

Streamlined processes

Strategic Planning

Long-term growth focus

Wealth Building

Investment optimization

Retirement stacking

The largest legal
tax shelter available.

For high-earning owners, coordinated retirement plans create the biggest single deduction on the return.

Vehicles we stack

Solo 401(k) for solo business owners, up to $69K/yr (2024)

Defined-benefit plans for owners 50+ in peak-earning years, six-figure deductions

Cash balance plans for partnerships and multi-owner firms

HSA stacking with HDHP for triple tax advantage

Backdoor and mega-backdoor Roth conversions

SEP-IRA + Solo 401(k) coordination for side businesses

Asset protection

Shield personal
wealth from liability.

Holding companies, family limited partnerships, asset-protection trusts, and coordinated insurance, mapped before you need it.

We design entity structures that separate operating-business liability from personal balance sheets, coordinate umbrella and E&O coverage, and document ownership through trust and holding-company layers where appropriate.

What's included

The full engagement.

Quarterly tax planning sessions

Year-end tax projection & strategy

Estimated tax calculations

Entity structure optimization

Investment tax-loss harvesting

Retirement contribution strategy

State tax residency planning

Charitable giving strategies

Model your savings

How much could
you save?

Two calculators built for owners weighing S-corp elections, entity restructures, and retirement-stacking scenarios.

Estimate my savings

60-second ROI model

S-Corp calculator

Reasonable comp scenarios

Frequently asked

Questions from
$500K+ owners.

Ready when you are

Ready to stop overpaying?

Book a 30-minute tax strategy call. We'll map your entity structure, identify the missed savings, and quote you a flat monthly price.

Book strategy call Business tax strategy